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Chloe Tan

·735 words·4 mins

As a Singaporean product veteran with two decades of experience, my journey has been deeply rooted in financial services and the wider business economy around it. I’ve had the privilege of building and scaling products across retail banking, cross-border payments, wealth management, and digital lending, while working closely with risk, treasury, and regulatory teams. This exposure gives me a practical lens on how finance and technology decisions affect real operating outcomes for firms and households.

Today, my core expertise sits at the intersection of finance, fintech, and product strategy. I track not only digital payments and banking infrastructure, but also credit conditions, margin pressure, capital allocation, and how policy changes flow into corporate behavior. I am focused on how open banking, real-time payment networks, and targeted AI can improve financial inclusion and system resilience, but also on the economic trade-offs these shifts create.

My work is concentrated on the rapidly growing economies of Southeast Asia, with a particular focus on Singapore, Vietnam, and Indonesia. I write and analyze across both company-level execution and macro context: banking and payments, platform economics, consumer demand, SME liquidity, and financial-regulatory shifts. I am passionate about helping local institutions and startups modernize infrastructure while staying grounded in the economics of sustainable growth.

When I’m not strategizing product roadmaps or exploring the latest payment protocols, I enjoy mentoring aspiring fintech product managers and exploring the rich culinary heritage of Southeast Asia. I’m always eager to connect with fellow innovators who share a vision for a financially inclusive future in the region.

Where I get my news
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To stay at the forefront of finance, fintech, banking, and digital-economy developments, I regularly consult these authoritative sources:

  • Finextra - My go-to for the latest global financial technology news, retail banking trends, and payment innovations.
  • The Financial Brand - Essential reading for deep dives into digital banking strategies, financial marketing, and customer experience.
  • FinTech Futures - A highly practical resource for global fintech developments, core banking transformations, and regulatory updates.
  • PYMNTS - A trusted source for data-driven insights on payment trends, digital wallets, and B2B financial workflows.
  • Lenny’s Newsletter - A highly practical resource for product management strategies, growth tactics, and building successful tech products.
  • Bloomberg Technology - Crucial for keeping up with the macroeconomic factors and major tech shifts impacting the global financial sector.
  • Stratechery - Invaluable for understanding the broader business strategy and economic forces shaping the technology and fintech industries.

Regional Finance, Economy & Fintech Insights
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To keep my finger on the pulse of the rapidly evolving financial landscape across Southeast Asia, I follow these leading regional publications:

  • Fintech News Singapore - A premier outlet providing comprehensive coverage of local fintech trends, digital banking licenses, and MAS regulatory updates in Singapore.
  • The Business Times (Singapore) - Singapore’s leading financial daily, essential for institutional-grade reporting on the city-state’s banking and tech sectors.
  • The Asian Banker - An authoritative platform offering deep insights into the strategic responses of financial institutions across the Asia Pacific region.
  • The Edge Malaysia - The definitive source for Malaysian corporate finance, tracking Bank Negara Malaysia (BNM) policies and digital banking developments.
  • DealStreetAsia - The go-to financial news site for tracking fintech investments, digital bank funding, and venture capital movements across ASEAN.
  • Tech in Asia - Fintech - Essential for tracking the startup ecosystem, specifically focusing on payment gateways and lending platforms in Southeast Asia.
  • BusinessWorld (Philippines) - The primary business daily in the Philippines, crucial for tracking central bank (BSP) digital transformation roadmaps.
  • VNExpress - Kinh Doanh (Vietnam) - A vital resource for news and analysis on Vietnam’s banking sector, digital payment adoption, and financial policies.
  • Vietnam Investment Review - Vietnam’s leading business publication for deep dives into FDI, fintech policy, and industrial shifts.
  • Bangkok Post - Business (Thailand) - Thailand’s premier English-language business source, providing critical updates on the nation’s digital wallet initiatives and banking regulations.
  • CNBC Indonesia - Market & Finance - One of Indonesia’s most trusted mainstream media sections for financial markets, banking infrastructure, and digital economy news.
  • The Jakarta Post - Business (Indonesia) - Indonesia’s leading English-language daily for comprehensive coverage of the archipelago’s business and fintech landscape.
  • e27 (Southeast Asia) - Offers deep-dive reporting on fintech trends, financial inclusion initiatives, and the digital economy bridging Southeast Asia.
  • CNA Business (Singapore/SEA) - Provides excellent, high-quality journalism on how financial policies and digital banking are impacting businesses and societies across the wider Asian region.